Credit Monitoring Services - Any recommendation?

I was just notified of yet another substantial size data breach. This one involving mostly health and other types of insurance data. And as to be expected, at a company I've never heard of. Of course, it includes billing, payment, claims, banking, and personal data.

Any recommendations for Credit Monitoring Services?

Thanks

 

Freeze your 3 credit agencies files, don’t worry too much.

 

https://aaa.protectmyid.com free with AAA membership
https://mastercardidps.idprotectiononline.com free if you have a mastercard
https://www.experianidworks.com free but I'm not sure if it accepts new enrollments

And, if you want suggestions on what credit reporting to lock:

 

Was it from "Change Healthcare"? If so, it's a scam.

 

Change Healthcare might be a scam, but their data breach isn't.
https://www.wgal.com/article/change-healthcare-letter-about-data-breach/62288697

To enroll in their free, 2-year credit monitoring (I did today this for my wife who received the letter from Change Healthcare).

Call 1-866-262-4342 from a cell phone. Enter 1 and/or say "yes" a few times, and they will send a text message with a link for app.idx.us that lets you enroll.

 

credit monitoring service anyone offers is via those three credit agencies, experian moslty.

regardless, install those three credit bureau apps to freeze and unfreeze your credit files is easy, to protected your credit files being run by random outfits. there is little you can do unless it is physical threats, just like you lost the wallet.

when you apply for new credit, just unfreeze. i did that in front of the credit person at the dealership, it is done within 5 minutes.

 

So you called the people that allowed your information to be breached to give them the rest of your personal data so they can "monitor" it for you?

LOL...

 

No, I gave my wife's information, so it doesn't much matter to me.

The company doing the credit monitoring is not the one that had the data breach.

 

Thank you everyone! Particularly to @ph1l... that reddit thread had some good info!

Anyway, I've frozen the 3 bureaus AND ChexSystems.
In fact, I joined ChexSystems "OnAlert" service...
In particular, I wanted 3 bureau monitoring and SSN (Dark Web) monitoring...
it's 9.99/mo. The best "deal" (for my needs).

One freebee I found was Creditwise from Capital One... available to the public, Capital One customer or not. However, only 2 bureaus monitored.

Thanks again.

 

From that reddit thread, there are a few other things I thought were especially important:

IRS identity protection PIN to help prevent someone filing a fraudulent federal income tax return.
https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin

Locking Social Security Number on E-Verify account to help prevent someone using your social security number to get fraudulent employment (to avoid the IRS or state thinking that you owe taxes on that income later).
https://myeverify.uscis.gov