This article is a must read for detailed analysis... 49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41% http://www.forbes.com/sites/theapot...miums-by-avg-of-41-subsidies-flow-to-elderly/ One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Hereâs what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male. And Obamacareâs taxpayer-funded subsidies will primarily benefit those nearing retirementâpeople who, unlike the young, have had their whole lives to save for their health-care needs. 41 states, plus D.C., will experience premium hikes Biggest winners: NY, CO, OH, MA; Biggest losers: NV, NM, AR, NC (more at above url including links to an interactive cost tool)
And President Shultz will say, who knew? Mr. know nothing, see nothing will have his willfully ignorant supporters running cover, and all will be well in leftist la-la land.
Debunking 4 Obamacare myths: Both sides get it wrong By Tom Cohen, CNN updated 8:07 AM EST, Tue November 5, 2013 "Washington (CNN) -- For four years, we've witnessed a non-stop political brawl over Obamacare. "Now rhetoric has again reached a fever pitch since the botched October 1 launch of the new insurance exchanges at the heart of President Barack Obama's signature health care reforms. "While Obama and Democrats scramble to reassure supporters and a skeptical nation that the dysfunctional Obamacare website can be fixed and the reforms will work, Republican opponents seize every opportunity to attack the 2010 Affordable Care Act they consider to be big government run amok. "Not surprisingly, such partisan back-and-forth has generated persistent myths about Obamacare that foment confusion, if not outright ignorance, about the reforms. In other cases, both sides try to quickly exploit newer issues. "Here is an attempt to debunk some of them: "1. If you like your plan, you can keep your plan "Let's start with the obvious -- Obama's oft-repeated pledge in selling the reforms that they wouldn't require people to change health coverage or doctors. "While the administration depends on a technicality to explain what Obama meant -- he was referring only to individually owned policies already in place back in March 2010 when the Affordable Care Act became law -- it was misleading when he started saying it back in 2008 and definitely is false today. "Yes, anyone with an individual policy dating back more than three years can keep it, as long as it hasn't been changed by the insurance company. "However, that is unlikely in the volatile individual market that comprises about 5% of Americans, a relatively small group compared to the 80% who get coverage through their jobs or government programs such as Medicare and Medicaid. "Instead, at least 1 million individual policy holders..." More>>
From the stories we've heard, seem like the premium increases will be MUCH higher than this. Lucky me.... Colorado premiums to decrease by 22%? Doubt it. Haven't seen anything but premium increases for years, so why would Obamacare drop my costs??
"...have had their whole lives to save for their health-care needs." Say what? Maybe a graph of household income vs healthcare costs will show why people can't afford healthcare. Given how the Koch bros are funding the institute, can we assume that the joint has now become a "right wing ammo shop?" I mean come on, Bill Kristol is one of the board of trustees.
I think you're on to something (for once). Let's discuss healthcare costs, and why they are so high. Let's also look at why Obamacare doesn't address this. Additionally, let's look at why household incomes are where they are in this economy. You just have to promise not to blame Bush.
Its not just the increase in premiums. The "out of pocket" has also increased. How is someone who qualifies for a subsidy going to be able to cover $5k-$7k in "out of pocket".
I like to get to the heart of matters. Demonstrably our healthcare system does more harm than good. Western medicine has always done more harm than good. In light of that, who cares what insurance costs really? As long as there is some cheap way to avoid it I'm good. Up until now I just didn't have to pay for insurance and I was content. Now I guess I can pay a fine. It's protection money really...
Personal responsibility. As time goes on the current deductible will be widely known to everyone from the age of 4 on.
This story gets to the heart of one of the biggest problems with Obamacare: the difference between health insurance and health care. from Forbes: For someone in the middle of a cancer treatment, or someone with a chronic condition, this can be extraordinarily distressing, and perhaps dangerous to their health. Edie Littlefield Sundby writes in the Wall Street Journal that she is on the verge of losing her treatment program for stage-4 gallbladder cancer. Why? Her existing plan doesnât meet the ACA standards, so it has to be canceled. Her treatment program involves doctors at both the Stanford and UC San Diego medical centers, and the M.D. Anderson Cancer Center in Texas â but there is no plan in the California exchange that includes both Stanford and UCSD centers in it network, much less M.D. Anderson. In fact, UCSD has joined only one provider network, and itâs a heretofore almost unknown type called an âExclusive Provider Organizationâ (EPO). The âexclusiveâ means that in an EPO, coverage is provided exclusively within the network â there is no out-of-network coverage at, except what uninsured people get at the emergency room. Despite the Presidentâs repeated promises, there is no way Ms. Sundby can keep all of her current doctors, or her health plan, in the new system. Her preexisting condition doesnât prevent her from enrolling in any of the new Obamacare exchange plans â but none of those plans actually cover the same treatment she was receiving for her preexisting condition. Ms. Sundbyâs predicament is probably not an isolated case. Abby Goodnough of the New York Times reports that many people are having extreme difficulty finding out whether the plans they are shopping on the exchanges will cover the current doctors or hospitals they go to, or the drugs they take.... While Obamacare forces all insurance providers to provide plans for people with pre-existing conditions, it actually decreases the likelihood that people with pre-existing conditions will be able to find treatment options for their ailments. The pre-existing condition argument is the heart of the Obamacare argument, but in the light of day, Obamacare does not live up to Obamaâs promise to provide health care to sick people who need it most.