%% EXACTLY\ but i doubt if you would ever really regret NOT working @ GS/ since you ''did not want to work for some one else'' And while you could have very well learned something @ GS \capital markets are so full of cash cows. GS is a notable position in SPY benchmark/ Vanguard 500/DIA/Vanguard TotalStoc....; but i got more out of a MS market maker+ MS is doing better YTD, than GS. Some people are just NOT designed for working for some else; but that can be good also.