Credit card debt just keeps drifting higher and higher

Discussion in 'Economics' started by S2007S, May 2, 2025.

  1. deaddog

    deaddog

    Trillion is something that is hard to fathom. If you take into consideration that the US population is around 335 million, Every american would owe around 3 grand.
    Break it down by adults and it becomes over 4 grand,
    "As of Q4 2024, total U.S. credit card debt stands at $1.21 trillion. This marks a 7.3% increase from the previous year. The average credit card debt per American cardholder is $6,455" (Copilot).

     
    #11     May 3, 2025
  2. S2007S

    S2007S

    #12     May 3, 2025
    DarkerthanDarc likes this.
  3. deaddog

    deaddog

    Another way to fathom a trillion is that it would take to 274 years to spend it if you only spent 10 million per day.
     
    #13     May 3, 2025
    apdxyk likes this.
  4. MarkBrown

    MarkBrown

    @S2007S obviously with 26,000 post and only 3,200 likes no one gives a flying fuck about anything you have to say about anything, right?
     
    #14     May 3, 2025
  5. zdreg

    zdreg

    It is insufficient evidence,I wouldn't draw that conclusion.
     
    #15     May 3, 2025
    Sekiyo likes this.
  6. MarkBrown

    MarkBrown

    wonder why lol lol
     
    #16     May 3, 2025
  7. CET

    CET

    The UPS news is because of a loss of some Amazon shipping business. This debt fueled economy is due for a slow down regardless of who was elected President.
     
    #17     May 3, 2025
  8. deaddog

    deaddog

    What kind of interest do you think is fair for people who might not pay you back?
    Interest rates for borrowers with poor credit ratings have always been high as far back as I can remember.
     
    #18     May 3, 2025
  9. S2007S

    S2007S


    Even if you have 800 credit score you apr on credit cards is still 18 to 25%

    Makes no difference.

    Taking out a personal loan yes you will get a better rate with a tier 1 credit score before someone with a 592
     
    #19     May 3, 2025
    DarkerthanDarc likes this.
  10. deaddog

    deaddog

    Chances are if you have an 800 credit score you pay off the balance each month and take advantage of the interest free loan.
    At minimum you pay with your line of credit at a reduced interest rate.
     
    #20     May 3, 2025
    MarkBrown likes this.