Anyone with any wealth knows this is exactly how broke people talk lol. I don't know anyone with any net worth that is not cheap as fuck unless it came from daddy.
Now now, don't get testy. As for "having to dig ditches on the side of the road"? Man, that's municipal or state work. Great gig if you can get it. High wage, pensions, 2-hour lunch breaks (and thus reduced hours). What is wrong with that?
Exactly...those guys make bank. Like you said high wage pension and long breaks especially is there imclimate weather forecasted...
Daddy made $50,000 a year in his highest paid year, mom was a homemaker. Both were "cheap as fuck", luckily I was able to get into a service academy because they couldn't have paid a dime for college. That's one reason they stayed lower middle class, they valued their own time so little. There are certainly people who are wealthy by extreme frugality, but they make up a significant minority of the wealthy in the U.S. at least. I think you would find it extremely unusual to find someone who didn't grasp the concept of comparative advantage when it comes to labor among the wealthy, certainly among those with any kind of formal business training.
Hey if you enjoy it then absolutely you should do it. Like I said, I spent an hour working on my car with my son last weekend because it was enjoyable. And if you want to take a break for 30 minutes to go get a smoothie, by all means take a break and go get your own smoothie. Just don't try to fool yourself into thinking you did it to save money and that anyone who hires someone else to do it is a foolish moron wasting money, that's all. BTW, if you're living in the OC you're already a profligate spender from the viewpoint of the guy in Des Moines, all a matter of perspective. And while you were tongue and cheek with the first class thing, it's actually the same concept that most people don't seem to get. Short flights doesn't matter much, but if you're going to Asia and you can spend $7K to arrive well rested and able to do several hours of work on the plane each way vice "saving" money by spending $1,500 to fly economy, get no work done, and waste 2 days either end as a zombie as well as potentially killing a deal because you weren't well rested and on top of your game you're a moron to "save money" by flying economy.
Hey, so personally I think that you will need to pay our loan as fast as you can, since there are some companies which can beat up your loan if you haven't paid it. Anyway, since I had a situation where I take a loan for creating a small company, I haven't paid it because I don't have money for that time. Since then debt collectors from Personal Debt Collection were a lot in my place, and I didn't have a choice, only to pay them from another loan that I took. I hope my story was useful for you.