Well, now we're blaming the Fed for all the world's ills. As long as we're doing that, why don't we also give them credit for Volcker? I am all for good external input, I just don't really know where to find it. Do you think politicians are where it's at? Personally, I strongly disagree. The subject of financial audits has been discussed a lot. I think contemporaneous audits of Fed monetary policy by Congress, of all people, are harmful. If you want to assess just how apolitical (or otherwise) the Fed is, detailed, meticulous transcripts of all FOMC meetings are available 5 years after the meetings take place. I have read quite a few of them, which is the basis for my judgment. I don't know. I don't have a view on bank compensation vs non-financial corp compensation. I have a view that executive compensation without executive liability is a joke, but that applies equally to all.