Let's exaggerate both directions: - everyone starts business, doing,producing, serving , etc. Economy is blooming, employment is in the sky, real GDP beats any dream - not a bad country. Yes, many businesses fail, but in such an environment people won't starve and won't sit around .. - everyone buys stocks and is doing nothing except digging digit dependencies over Excel sheets to find the strategy over others... No coffee shops around, services are very expensive(if any), whatever you need for your life you have to import . If you lost your investment or it turns sour , you're in cul-de-sac .. Not talking about rest discussed above, it's clear.. The fact you raise such a question means the society is sick. Say thanks to people who tries to make a real business, specially small one - barbers, garage, cofee shop - they save a lot of your money and make your life more comfortable..