What were you thinking on AFRM? Ever hear term "Buy low and sell high", over all market in down trend to boot. If you don't have a Trading Plan that been backtested well like over 20-30 years of data, you be guessing as to how much is too much as far as drawdown, you had to reasonable know your protective stop before the trade, and if you willing to lose 47 bucks to 103, you won't be trading long and please give me heads up on all your trades so I can sell them to you and I will go short. Learn how to hedge well. I have always bought dividend, optionable stocks when short term downtrend and hedge them, wait so many days and if stock takes off in my desired direction, lift hedge, if stock keep going down, have logical small protective stop be hit on stocks but keep hedge on little longer to make a profit on overall on position. If you make your 401k into a LLC, you no longer have a trustee and can do almost anything.