hi guys, I am a bit late to enter in your discussion regarding what to expect from 2016 but regarding oil prices i can say that they are still down more than 40% since last June and the Organization for Economic Co-operation and Development downgrading global growth forecasts, many are wondering where oil prices will be in 2016. While predictions for oil at $20.00 per barrel seem a little too bearish, a return of oil to $100.00 a barrel in 2016 might be a little too bullish.