What is happening to the small banks and credit unions CD rates??

Discussion in 'Fixed Income' started by Cabin1111, Oct 4, 2024.

  1. SunTrader

    SunTrader

    Part and parcel of the be very afraid cult crowd.
     
    #11     Oct 5, 2024
  2. I'd pass on being being more bearish, $WTIC.
    If the bears are right, let $WTIC crumble.
    This market is trying to turn up.
    The bears should be forced to prove that it CAN'T.

    $WTIC_40.jpg
     
    #12     Oct 5, 2024
  3. mervyn

    mervyn

    until israel strikes back, the oil is inching higher, up to a point. fundamentally the global demands are not here. short strangles.
     
    #13     Oct 5, 2024
  4. Cabin1111

    Cabin1111

    13 minutes if you want to watch. The banks and credit unions are not set up for repos.

    This video is 6 months old...But, it gives you an idea of what is happening in the industry.

     
    #14     Oct 5, 2024
  5. You might want to seriously consider using BIL in a brokerage account, superb liquidity, many pros use this 1-3 month T-Bill ETF. I frequently park extra cash here in my Roth, earning around 5.2% recently tax-free and hassle free. Note on the daily chart i have posted how the interest is paid on a regular monthly basis and the ETF immediately goes down, and then starts back up. Numerous times i have bought right after the disbursement and ridden it back up for about 29 days for a capital gain instead. Either way you are making decent dough on the short term Treasury Bills without all the hassle.

    upload_2024-10-7_6-23-34.png
     
    #15     Oct 7, 2024